Loan types
Find the right loan for you
Finding the right loan is key to achieving your homeownership goals. But it’s hard to know which loan best suits your situation, especially when each one comes with its own set of terms, features and benefits.
The loan process should be easy to understand, and everyone should have access to the right loan options without feeling overwhelmed. We offer a range of home loans designed for every type of buyer, backed by the support of our experienced team.
Buy Your First Home
Whether you’re looking to buy an existing home or build a new home — it’s important to maximise your First Home Owner incentives.
Our loans help you maximise the government grants available to you.
Build Your First Home
Ready to take the first step towards building your dream home?
Our loan for building your first home is tailored to first home buyers looking to construct their ideal property. With features designed to make the building process simpler and more affordable, this loan helps turn your vision into reality.
Rent-Invest Your First Home
Struggling to afford to purchase where you want to live?
Our Rent-Investing loan allows first home buyers to purchase an investment property while continuing to rent in their desired area. This strategy can help you enter the property market sooner by generating rental income and potentially benefiting from property value growth.
Co-ownership
Teaming up with a friend, partner or family member to get into your first home sooner?
Our Co-Ownership Loan makes it easy to split the responsibilities and benefits of homeownership, giving you the flexibility to share the journey.
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New Australian
Welcome to your new home! If you’re settling into life in Australia and looking to buy your first property, our New Australian Loan is here to help, with features designed specifically for recent arrivals navigating the property market.
Care Worker
You’ve dedicated your life to serving the community, and now it’s time for us to give back.
Our Essential Worker Loan offers exclusive benefits, making homeownership more accessible for those who keep us safe and supported.
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Professional Worker
Your hard work has paid off, and now it’s time to invest in your future.
Our Professional Worker Loan is tailored to professionals, offering special terms that reward your career success with easier home financing.
Your Guide to Affordable Homeownership
1
Meet Your Coach
Let us pair you with a dedicated home loan coach. They’ll provide guidance to help you through the home buying process.
2
Create a Savings Plan
Your coach will estimate your borrowing power and provide budgeting advice, made easy with our MFL Success Tracker app, so you can save confidently for your new home.
3
Get Your Loan
When you're ready, apply for and secure the loan you need to purchase your first home.
