Calculators
Take control of your home buying journey
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Get Clear on Your Home Loan Options with Our Helpful Calculators
There’s a lot to consider when buying your first home, and we know the financing part can be confusing. That’s why we have a range of simple, helpful calculators to help you plan with confidence.
Figure out your borrowing power, estimate loan repayments, calculate stamp duty and organise your budget — our tools are here to give you the clarity you need.
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Borrowing power
Discover how much you can borrow for your first home by using our borrowing power calculator. Enter your income and expenses to get a clear idea of your loan eligibility.
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Loan repayment
Find out what your home loan repayments will be with our loan repayment calculator. Simply input your loan amount, interest rate and term to see how much you’ll need to budget.
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Stamp duty
Use our stamp duty calculator to estimate the government fees you’ll need to pay when buying a property. Understand your stamp duty costs based on your property price and location.
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Budget planner
Take control of your finances with our budget planner. This tool helps you track your income, expenses and savings to ensure you’re ready to manage your home loan repayments.
Savings Calculator
Plan your savings journey with our Savings Calculator. Input your regular deposits and interest rate to see how your savings will grow over time. Perfect for setting achievable goals and staying motivated.
Extra Repayment Calculator
Discover the impact of making extra repayments on your home loan with our Extra Repayment Calculator. See how even small additional payments can save you money on interest and shorten your loan term.
Lump Sum Repayment Calculator
Planning a one-off payment on your loan? Use our Lump Sum Repayment Calculator to understand how a single large payment can reduce your loan balance and overall interest.
How Long to Repay Calculator
Find out how long it will take to pay off your home loan with our How Long to Repay Calculator. Adjust your repayment amount to see how you can speed up your journey to being debt-free.
Home Loan Offset Calculator
Make the most of your offset account with our Home Loan Offset Calculator. See how your savings can reduce your interest and help you pay off your home loan sooner.
Property Buying Cost Calculator
Estimate all the upfront costs of buying a property with our Property Buying Cost Calculator. From stamp duty to legal fees, get a clear picture of what you’ll need to budget for.
Savings Goal Calculator – How Long to Save
Set your savings target and find out how long it will take to achieve with our Savings Goal Calculator. Adjust your deposit frequency and amount to reach your goals faster.
Savings Goal Calculator – How Much to Deposit
Wondering how much you need to save to hit your goal? Use our Savings Goal Calculator to determine the deposit size required to achieve your target within your desired timeframe.
Rent vs Buy Calculator
Weigh up the benefits of renting versus buying with our Rent vs Buy Calculator. Compare the costs of both options to make an informed decision about your next move.
Join Our First Home Masterclass
Discover how to break through the barriers to homeownership with a better loan
Your Guide to Affordable Homeownership
1
Meet Your Coach
Let us pair you with a dedicated home loan coach. They’ll provide guidance to help you through the home buying process.
2
Create a Savings Plan
Your coach will estimate your borrowing power and provide budgeting advice, made easy with our MFL Success Tracker app, so you can save confidently for your new home.
3
Get Your Loan
When you're ready, apply for and secure the loan you need to purchase your first home.