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Target Market Declaration: Fixed

DISCLAIMER

MyFirstLoan.au Pty Ltd ACN 167 808 946 (MFL) is a credit representative (credit representative number 564038) of Allied Financial Consulting Pty Limited ACN 059 732 419 which holds Australian Credit Licence number 393845. As a credit representative, MFL is authorised to provide credit services where it is not a credit provider under any credit contract, for example, to act as a broker for loans provided by other credit providers. Loans brokered by MFL are structured and managed by Homestar Finance (which holds Australian Credit Licence 390860), which engages a professional trustee and lender to be the 'lender of record' for its loans.

All applications for loans are subject to assessment and approval by the lender according to its criteria, including any Responsible Lending criteria the lender must consider as part of its obligations under the National Consumer Credit Protection Act 2009 (Cth). Any loan provided is subject to terms and conditions, including in relation to the interest payable on the loan (which may be at variable rates). Additional fees and costs are payable. All figures are provided for illustrative purposes only. Before entering into any loan agreement, customers should read any credit guide, proposal, loan contract or disclosure document provided by MFL, the Licensee or the Lender in detail, and seek independent legal and financial advice. The information provided is general information only and has been prepared without taking into account individual customers’ objectives, financial situation or needs.

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