
Professional worker
Make your hard-earned career the key to your new home


Lender Paid Lender's Mortgage Insurance
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Interest Rate: From 6.95% p.a. (P&I at 95% LVR) (1)
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Comparison Rate: 6.95% p.a. (1)(2)

Max Loan to Value Ratio: 95% (1)
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Make your hard-earned career the key to your new home
As a professional, you’ve worked hard to get where you are, but saving a large deposit while juggling career and life goals can feel like an impossible task. You deserve a loan that recognises your efforts and the bright future you’ve worked so hard to create, without the usual barriers.
Our Professional Loan is structured with flexibility and benefits, allowing you to secure your home without needing to meet traditional savings requirements.

Who is eligible?
We don’t require genuine savings as long as you meet the criteria, making it easier for you to access the loan you deserve. We’re here to back professionals like you, recognising the potential of your career and your future.
The main income earner must be University Degree Qualified (or IT certification) Professional in the following industries:
Medical
Allied Health
Legal
Accountants
Auditors
Financial Planners
Engineers
IT
Senior Managers and Executives
PROFESSIONAL WORKER FEES
Application Fee | $ - |
Annual/Monthly Fee | $ - |
Valuation Fee (3) | At cost (Order through Property Hub) |
Legal Preparation Fee (3) (4) | $ 275 |
Discharge Fee (5) | $ 1,500 |
Disclaimer
1 Rates shown apply to new eligible owner occupied loans only, up to 90% LVR, loan amount min of $150k, up to max of $2m and at least one applicant is on PAYG employment. Rates are subject to change without notice. Existing borrowers may have different interest rates which are dependent on the rate offered to the borrower at the date when a home loan settled and any reductions or increases the lender decided to make on the existing loan overtime. Accordingly, there is not one standard variable rate that applies to all Homestar home loans and existing customers can confirm their current rate(s) by logging in to internet banking or by contacting customer service. Terms, conditions, and eligibility criteria apply.
2 Comparison rates are based on a basic Homestar loan, on a $150,000 loan amount over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
3 Third party cost(s) incurred by service provider(s) are payable and may vary or increase depending on the service provider, nature of the service and request. Any additional cost(s) are passed on directly to the applicants(s). If there is a variation or an increase, a separate quote will be provided.
4 Where Lender Paid LMI is applicable, or applied, then settlement fee applies.
5 Discharge fee is waived if loan reaches full term as per the loan agreement.
Other fees and charges may apply.
Your Guide to Affordable Homeownership
1
Meet Your Coach
Let us pair you with a dedicated home loan coach. They’ll provide guidance to help you through the home buying process.
2
Create a Savings Plan
Your coach will estimate your borrowing power and provide budgeting advice, made easy with our MFL Success Tracker app, so you can save confidently for your new home.
3
Get Your Loan
When you're ready, apply for and secure the loan you need to purchase your first home.
