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Break the Barriers to Homeownership

Whether you’re looking to buy an existing home or build a new home — it’s important to maximise your First Home Owner incentives.

Our loans help you maximise the government grants available to you.

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Your loan type:

Buy Your First Home
Build Your First Home
Rent-Invest Your First Home
Co-ownership
New Australian
Care Worker
Professional Worker
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Is the Aussie Dream Out of Reach?

Sick of banks making you jump through hoops?

Welcome to a World Where All Roads Lead to Your First Home Loan

Powered by Oliver Hume, My First Loan is here to guide you on a proven path to homeownership, using innovative and out-of-the-box lending methods that help you get into the market faster.

I am looking for a loan to

Plan Your Homeownership Journey

Take control of your home buying journey. Use these tools to discover your borrowing power, calculate loan repayments, estimate stamp duty, and plan your budget with ease.

Calculating borrowing power

With You for the Long Haul

Coaching, mentoring, and guiding you every step of the way.

Over 70 years providing homes for Aussies, backed by Oliver Hume.

Backed by an award-winning non-bank lending group with a loan portfolio of over $16 billion
 

360+ staff In Australia, the UK and Philippines

Frequently asked questions

  • Lenders Paid LMI means the lender covers the Lenders Mortgage Insurance cost, saving you thousands in upfront fees and making it easier to secure a home with a smaller deposit.

  • The time varies based on your circumstances but typically takes a few hours to a few weeks. Once approved, it’s valid for 3 to 6 months

  • If your full loan application is declined, it’s important not to apply to multiple lenders immediately. Instead, you may need to improve your credit score, adjust your property search or gather more documentation. Our specialists can help you understand why the application was denied and advise on next steps

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John Doe, Job Description

“Cras blandit orci eros, eu aliquam turpis malesuada ut. Sed eleifend accumsan sagittis. Aliquam erat volutpat. Cras consectetur ex a nibh vehicula malesuada. Ut vitae quam felis. Duis suscipit euismod felis at hendrerit. Donec tristique pretium lorem.”

John Doe, Job Description

“Cras blandit orci eros, eu aliquam turpis malesuada ut. Sed eleifend accumsan sagittis. Aliquam erat volutpat. Cras consectetur ex a nibh vehicula malesuada. Ut vitae quam felis. Duis suscipit euismod felis at hendrerit. Donec tristique pretium lorem.”

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Join Our Mission to Make Homeownership a Reality for Everyone

Read Success Stories

Your Guide to Affordable Homeownership

1

Meet Your 
Coach

Let us pair you with a dedicated home loan coach. They’ll provide  guidance to help you through the home buying process.

2

Create a Savings Plan

Your coach will estimate your borrowing power and provide budgeting advice, so you can save confidently for your new home.

3

Get Your Loan

When you're ready, apply for and secure the loan you need to purchase your first home.

Own Your Home, Sooner Than You Think

With My First Loan, we help you get in with a smaller deposit and guide you every step of the way. We make homeownership a reality for those who feel shut out by the big banks
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